The Ming Xinjie APP is a scam. According to the investigation, Mr. Liu called the police and said that he received a loan call at a company in Liangzhu Street, Yuhang. The other party asked him if he needed a loan. He then called the police via QQ Contacted and downloaded a Mingxinjie APP according to the other party's request, registered relevant information on the platform and applied for a loan. Later, the other party said that it needed to pay a deposit, so he transferred 3,000 yuan to the other party's account through mobile online banking. When the other party returned the When he was asked to transfer money for other reasons, Mr. Liu realized that he had been deceived and lost 3,000 yuan worth of money.