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Can you go back on your word by buying a car without binding a bank card?
You can go back on your word by buying a car through a loan, but you need to bear certain liability for breach of contract.

If you want a refund after going back on your word, you can negotiate with the dealer and ask to cancel the vehicle sales contract, but you must bear certain liability for breach of contract and compensate the dealer for the losses. If negotiation fails, the dealer insists on not agreeing to terminate the contract, and the buyer can only pay the full payment. Because the contract is legal and valid, it must be fulfilled.