It is understood that from June 19, the interest rate of the first home loan of Wuxi Branch of China Construction Bank will be implemented according to the benchmark interest rate 1.05 times, the interest rate of the second set of paid home loans will still be implemented according to the benchmark interest rate 1.05 times, and the interest rate of the second set of outstanding loans will be implemented according to the benchmark interest rate1./kloc-0 times. If the loan has been paid off before, it will still rise by 20% according to the benchmark, and the outstanding loan will rise by 20%. The interest rate of the first home loan of Wuxi Rural Commercial Bank rose by 5%; ICBC's interest rate hike is mainly aimed at second-hand houses: "From June 2 1, the down payment for the first second-hand house will be increased to 40%, and the interest rate will rise by 5%. As for the second set, the down payment is still 40%, and the loan interest rate is paid off according to the first set, rising by 5%, and rising by 10% if it is not paid off. "
Bank of China, Bank of Communications, China Merchants Bank, Jiangsu Bank, China Everbright Bank, Postal Savings Bank, Huaxia Bank and Nanjing Bank currently implement benchmark interest rates. During the interview, a number of banks said that "the possibility of raising interest rates will not be ruled out in the future".