Up to 25 years.
My legal retirement age-my actual age is 5 years old.
1. If the lender is a woman, the general statutory retirement age is 55: 55-555=5 years.
2. If the lender is male, the general statutory retirement age is 60 years old: 60-555= 10 years.
3. If the lender is male, he is 40 years old this year: 60-405=25 years.
(1) How many years is the most cost-effective to buy a new house at the age of 57?
The specific procedures for property buyers to apply for real estate mortgage are as follows:
(1) Buyers who want to get real estate mortgage loan services should pay attention to this aspect when choosing real estate. When buyers learn that some projects can apply for mortgage loans in advertisements or through the introduction of sales staff, they should further confirm whether the real estate developed and built by developers has won the support of banks to ensure the smooth acquisition of mortgage loans.
(2) After the purchaser applying for mortgage loan confirms that the selected property is supported by bank mortgage, he should know the bank's provisions on mortgage loan support for the purchaser from the bank or the law firm designated by the bank, prepare relevant legal documents and fill in the application form for mortgage loan.
(3) The bank that signed the house purchase contract receives the legal documents related to the mortgage application submitted by the purchaser, and after confirming that the purchaser meets the mortgage loan conditions through examination, it will issue a loan consent notice or a mortgage loan commitment letter to the purchaser. Property buyers can sign the "Pre-sale Sales Contract of Commercial Housing" with developers or their agents.
(4) After signing the house purchase contract and obtaining the payment voucher, the buyer signs the house mortgage loan contract with the developer and the bank with the relevant legal documents stipulated by the bank, and specifies the amount, term, interest rate, repayment method and other rights and obligations of the mortgage loan.
Second, how much can a 57-year-old commercial loan borrow?
Hello, about your question, how much can you borrow from a 57-year commercial loan? According to your age, you can apply for a commercial loan, but your loan amount will be affected by your financial situation, income level, credit history and other factors. Generally speaking, the loan amount you can apply for ranges from 500,000 yuan to 5 million yuan. Of course, the final loan amount you apply for may also be affected by the final approval result of the bank.
3. At the age of 57, how many years can I borrow?
Hello! Provident fund loans can be extended to 65 years old for men and 60 years old for women. Now you are 44 years old. So the longest loan can only be 15 years.
4. How many years can commercial bank loans last?
1. First of all, you can borrow for up to 30 years to buy a house, which is related to the qualification and credit of the lender.
2. Secondly, the longest term of commercial loans is no more than 30 years, and the borrower's age plus the loan period is no more than 65 years for men and 60 years for women.
3. Finally, the term of commercial loans for second-hand houses shall not exceed 30 years at the longest, and the sum with the borrower's age shall not exceed 65 years.