It is a rumor that Pinduoduo helped get a loan. First of all, Pinduoduo's activity of inviting friends to help is itself a marketing tool of Pinduoduo platform, aiming at expanding the platform's popularity and user base through sharing and inviting users. In this process, users' personal information is protected, and the platform will not use or disclose users' personal information without authorization. Secondly, on the issue of loans, any formal financial institution needs to go through strict examination and procedures when providing loan services, including identity verification and credit evaluation, and it is impossible to issue loans only by the help of users on a certain platform. So it is obviously unreasonable for Pinduoduo to help with the loan. Finally, judging from online rumors and official responses, there are also many authoritative channels to refute such rumors. Therefore, we can say for sure that Pinduoduo's assistance in being loaned is a rumor, which is not true.