The driver's license is only used to prove the driver's qualification, but it can't prove the driver's credit status and can't borrow money. Commercial banks should strictly examine the borrower's loan purpose, repayment ability and repayment method. When a commercial bank lends money, the borrower shall provide a guarantee. Commercial banks should strictly examine the repayment ability of guarantors, the ownership and value of collateral, and the feasibility of realizing collateral. The current driver's license is divided into 17 categories: A 1 driver's license, A2/driver's license, A3/driver's license, B 1 driver's license, B2/driver's license, C2, C3, C4, C5, C6, D, E, F, and F. But for people who already have safe driving skills, they drive vehicles on the road, and this allowed certificate is the "driver's license". This shows that the driver's license is a kind of "driving permit".

Legal basis: Article 395 of the Civil Code of People's Republic of China (PRC). The following properties that the debtor or a third party has the right to dispose of may be mortgaged:

(a) buildings and other land attachments;

(2) The right to use construction land;

(3) the right to use the sea area;

(4) Production equipment, raw materials, semi-finished products and products;

(5) Buildings, ships and aircraft under construction;

(6) means of transportation;

(seven) other property not prohibited by laws and administrative regulations.

The mortgagor may mortgage the property listed in the preceding paragraph together.

1. What property can be mortgaged:

1. Houses and other fixed objects on the ground owned by the Mortgagor.

2. Machines, vehicles and other property owned by the mortgagor.

3. State-owned land use rights, houses and other fixed objects on the ground that the mortgagor has the right to dispose of according to law.

4. State-owned machinery, vehicles and other property that the mortgagor has the right to dispose of according to law.

5. The land use right of barren hills, gullies, hills and beaches contracted by the mortgagor according to law and mortgaged with the consent of the employer.

6. Other properties that can be mortgaged according to law.

Second, what property can't be mortgaged?

1, land ownership.

2, arable land, homestead, private plots, private hills and other collectively owned land use rights, but the fifth paragraph of Article 34 and the third paragraph of Article 36, that is, "the land use rights of township (town) and village enterprises shall not be mortgaged separately. Where buildings such as factories of township (town) and village enterprises are mortgaged, the land use right within the occupied area shall be mortgaged at the same time, unless otherwise stipulated.

3, schools, kindergartens, hospitals and other public institutions, social organizations, educational facilities, medical and health facilities and other social welfare facilities.

4. Property whose ownership and use right are unknown or controversial.

5. Property that has been sealed up, detained or supervised according to law.

6. Other properties that may not be mortgaged according to law.