The amount of provident fund loans varies according to different policies, regions and application conditions. Take Changsha as an example, the balance of the provident fund account is 5 yuan, and the maximum loan can be 5*13=65 yuan. In Hangzhou, according to the calculation of 15 times the average monthly balance, the loanable amount is 5*15=75 yuan. In addition to policy reasons and the setting of the maximum amount, factors such as the repayment ability of users and the percentage of house prices will also affect the approval and amount of provident fund loans. At the time of examination and approval, if the user's economic income level is high and the credit situation is good, it is easier to get a large amount of funds. If the user is married and both husband and wife apply together, the loan amount will be higher. In addition, if the user applies for a provident fund loan for the first suite, the interest will be lower and the loan amount will be higher than that for the second suite.