There is no difference. According to relevant public information, there is no difference between the flow of tanker and tram, and the loan interest rate is the same. The longer the working hours, the higher the "interest", 1 year 4%, 2 years 8%, 3 years 1 1.5. The loan interest rate is the interest rate charged by banks and other financial institutions to borrowers when issuing loans, which is mainly divided into: the loan interest rate of the central bank to commercial banks; The loan interest rate of commercial banks to customers; Interbank lending rate