Minsheng Easy Loan is mainly aimed at salary customers, VIP customers, mortgage customers of Minsheng Bank, mortgage customers of other banks, provident fund and individual tax deposit customers, high-quality unit customers, stock loan customers and other people. You can provide basic personal information when applying, and then you can provide a good contact person. The required information is relatively simple, but after all, it is a banking department and must be based on credit investigation. This part pays more attention to education and work unit. If you don't borrow both, at present, the maximum amount you can apply for this opening is 300,000, the longest service period is 36, and the annual interest rate is as low as 5.6%. You can apply if necessary.
I. Application conditions
Age requirement: 18-65 years old.
Nationality requirements: mainlanders
Meet any of the following conditions:
1. Minsheng Bank pays payroll customers (list system)
2. Minsheng Bank mortgage customers (list system)
3. Other banks have mortgaged customers for more than 24 months.
4. Customers who normally pay the provident fund in Shenzhen.
Second, the application materials
Personal identity card, personal credit report, bank account;
Easy credit has certain requirements for credit reporting:
Will check the credit, require good credit and no major overdue;
If the debt ratio does not exceed 55%, the debt ratio can be reduced by canceling credit cards, repaying loans by installments, and settling loans.
Small loan requirements: there can be no small loans, and it is best to settle them in advance; The total number of credit loans shall not exceed 3;
Third, how about easy loan?
Duration: you can choose 1 year, 2 years or 3 years, depending on the demand;
Interest rate: around 6.3% (5% 2), different users will have different interest rates;
Amount: up to 300,000 yuan.
Repayment method: interest first, equal principal and interest, average principal;
Fourth, apply for admission.
Operating environment:
Brand model: Xiaomi 12Pro
System version: Android11miui13.
App version: v6. 1 1
Log in to the app self-service channel of Minsheng Bank, select a loan-enter "Minsheng Easy Loan" for loan application and loan inquiry.