Bank of Hebei: equal principal and interest 10 annualized interest rate of 6.6%, which can be made into equal principal and interest for the first three years and equal principal and interest for the next seven years. Revolving loan with interest first and interest later can be annualized by 5.5% in one year or two. The mortgagor is within 70 weeks and the borrower is within 65 weeks. Line: the consumer loan is 654.38+00,000 yuan, which is not limited to operation. The proportion of shareholders who require a business license for one year must exceed 30%.

China Everbright Bank: the interest rate of principal and interest for 0-20 years is 4.65%, and the interest before principal for 0-5 years is 3.85%. The age limit is under 25. The age limit of the mortgagor is 65 weeks, and that of the borrower is 60 weeks. 70% of quota evaluation companies. Need a business license.

Postal savings bank: revolving loan with interest paid first and principal paid later, 1-5 years, with monthly interest of 4.89%. The house is less than 30 years old, the mortgagor is less than 70 years old, and the borrower 18-60 years old has been licensed for more than one year. There is no penalty for prepayment. 5 districts and 4 counties. The appraisal company appraised 70% houses, 50-60% apartments and 60% shops.

Rural commercial bank: 1-2-year revolving loan, with interest after the principal is used, and the monthly interest rate is 6. 1%-7.5%. Houses, shops, apartments and villas can be mortgaged with business licenses or partnership agreements.

Below, I list some common requirements of bank real estate mortgage loan products and make them in tabular form. If you have other needs, you can consult.

Shijiazhuang real estate mortgage loan preparation materials: ID card, household registration book, marriage certificate, housing book, income certificate and other materials.