Due to the increasing number of people buying houses in various places, our government has introduced the policy of buying houses, and there are corresponding policies whether buying a second suite or a first suite. However, with the continuous development of real estate, the purchase policies of various places are also constantly adjusted. Then, what adjustments have been made to the Shenyang Second Suite Policy? What should I pay attention to when buying a second suite? The following small series will take you to understand.

What adjustments have been made to Shenyang's second suite policy?

Nowadays, Shenyang's second-home loan policy has reduced the down payment ratio of second-home loans to 40%, but only for households that already own a house and have outstanding housing loans. Before the adjustment, the down payment ratio of Shenyang second suite was 60%, and the difference before and after was still relatively large. In addition, the down payment ratio of the second-home provident fund loan in Shenyang has also been raised from 60% to 65%.

What should I pay attention to when buying a second suite?

1. When buying a second suite, you should pay attention to using provident fund loans as much as possible, because you can still enjoy some corresponding preferential policies when buying a second suite with provident fund loans. Because according to the relevant regulations of our country, if you use the first set of commercial loans, you can still enjoy the policy of the first set of loans after purchasing the second set of provident fund loans. However, if you use provident fund loans when buying two sets, you can only settle the balance of the first set of loans before you can enjoy the first set of preferential policies.

2. When buying a second house, you must calculate the per capita housing area in advance. If the standard is implemented according to the second home loan of CCB, and the per capita family area does not reach 26.6 square meters, you can continue to enjoy the first set of preferential policies when refinancing.

3. When buying a second suite, you should pay attention to completing the required information in time, which can effectively save processing time. You should know that there are many steps in the loan process, especially the transfer and mortgage take a long time, so it is very necessary to prepare relevant information in time.

Summary of the article: The above are all about the adjustment of Shenyang's second suite policy and what to pay attention to when buying a second suite. I hope it will help everyone. For more information, please keep an eye on Qijia. com。