First, the conditions for buying a house with a non-Changsha hukou loan (1) Question: I am not a Changsha hukou and I don't work in Changsha. Now I want to go back to Changsha to buy a house and repay the bank loan. What certificate do I need? How to go through the relevant formalities? Answer: Anyone in Hunan Province can buy a house and get a loan. China people can buy the house they want to live in on the land in China, and the loan is based on the bank's policy. In your case, 65,438+0,000% can borrow money to buy a house, but make sure whether you are buying the first house. If you are the first house, there is absolutely no problem. Don't take loans too seriously. As a citizen, I absolutely have the right to buy and sell houses and the right to apply for loans from banks. I have been taking out loans in Changsha, and I can get loans without looking for an intermediary. 1. Foreign hukou can buy a house in Changsha. First, provide the tax payment certificate in Changsha 1 year, followed by a down payment of 50%. 2. Pay in full. After buying a house at 2 o'clock above, you can move your account to the location of the house. It is possible to buy a house and settle down. If you buy a house here in Changsha, there are no restrictions, it depends on your personal situation. (2) Question: Do foreign residents (not in Hunan Province) need to provide a one-year tax payment certificate to buy a house in Changsha? I am working in Jiangsu now, and I want to borrow money to buy a house in Changsha in the last six months. I wonder if I need to provide Changsha with a one-year tax payment certificate after the new policy is introduced. A: If it is an account in Hunan Province, some bank loans do not need tax payment certificates (because some banks have accounts in Hunan Province and some banks only have accounts in Changsha); If you are a non-Hunan hukou, you need to pay at least 5 down payments, and the interest rate will increase by 10%. If you are a non-local hukou and want to enjoy the preferential policy of buying a house for the first time, you must have a tax payment certificate or social security payment certificate for more than one year. You belong to the latter! Third, the conditions for foreigners to buy a house in Changsha (1) Question: I am a foreign hukou and bought a second-hand house in Changsha. How can I change it into a Changsha hukou? What are the detailed steps? Reply: One-time payment requires the original real estate license, and mortgage requires a copy of the real estate license. Three contracts (house purchase contract, mortgage contract, mortgage contract. Purchase invoices, tax stamps, identity cards and household registration books, with the above materials to the household registration room of the Municipal Public Security Bureau for processing. (2) Question: What procedures and conditions do foreigners need to buy a house in Changsha? If you buy a house in Changsha, you can still leave it in your hometown without moving your account. Just use your ID card to buy a house. Does not involve the issue of household registration. You don't have to move your hukou to Changsha to become a city hukou. 4. What are the requirements for foreigners to buy a house in Changsha (1) Question: I am from Huaihua and want to buy a second-hand house with a loan in Changsha. I don't know what the procedure is. More importantly, I have my own house, but in Huaihua, I don't know if I can get a loan with a mortgage.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.