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Has the installment loan for outbound tourism become a new way of tourism consumption?
From houses and cars to home appliances and mobile phones, consumers generally accept the mode of installment payment, and the tourism installment market is no exception. With online travel platforms and traditional travel agencies entering the staged tourism market, more and more tourists are changing from "poor travel" to "staged travel".

According to a 20 17 staged travel report released by Qunar.com recently, post-80s and post-90s accounted for 83% of staged travel users, mainly distributed in the north, Guangzhou and Shenzhen, and gradually spread to second-and third-tier cities. Staging tourism has become a new tourism trend. In two years, more than 5 million users have chosen to travel in stages on the platform. The person in charge of installment of donkey mother loan said that in recent years, the number of people who use installment travel has increased significantly, with young people aged 20 to 25 using it the most, because students and newcomers in the workplace lack their own funds, but the demand for travel is strong. The tourism credit products of "travel first and then pay" mode meet the travel needs of this group of people.

Not only are online travel platforms competing to launch their own staged tourism products, such as Qunar.com's "Flower Walking", Tuniu's "Down Payment Starting" and Flying Pig's "Flower Bud Staging", but travel agencies such as Caesar Travel and Beijing Youth Travel Service have also cooperated with banks to launch staged products for tourism consumption. At the same time, JD Finance and Ant Financial are strongly involved in the staged tourism market through "white bars" and "flower buds" respectively. In addition, Hainan Airlines and China Southern Airlines have also launched phased products for travel and air tickets, and startups such as Ranger Staging, Staging Travel Network and Snuggling Travel have also come to join in the fun, all wanting to share a piece of the tourism staging platform. Analysys think tank predicts that the scale of tourism internet finance will reach 2.21900 million yuan in 20 17 years.