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New house decoration explains the methods and steps of new house decoration loan.
It is not easy to decorate a new house. If there is a slight negligence in the decoration process, the whole decoration process will be destroyed. Therefore, before decorating the new house, we need to learn some decoration knowledge, such as design knowledge, hydropower transformation knowledge, carpentry and bricklayer knowledge. Only in this way can we have a smoother renovation process. The following small series introduces the new house decoration instructions for everyone.

First, the new house decoration instructions

1: Design of measuring room. No matter whether it is a new house or an old house, it is necessary to make a detailed measurement of the house before decorating the new house, so as to make clear the size and area involved in the decoration process and the placement position of furniture and household appliances, such as tile area, wall top paint area, wallpaper area, floor area and so on. After measuring the house, you can begin to design and determine the design style of the house.

2. The main body is demolished. After the design is completed, the construction party and the owner sign a contract, and then begin to enter the construction stage. It may be due to the poor spatial structure of the house, which involves major demolition and reconstruction projects, such as wall demolition, wall building, wall skin removal, heating removal, plastic steel window replacement and so on.

3. Hydropower transformation. After the main body of the reformed new house is demolished, it can enter the stage of hydropower transformation. In the middle, you can measure the kitchen to determine the approximate size of the cabinets. Because the wall and floor are not treated, it is mainly to check whether the reserved positions of water inlet, water meter and lampblack machine socket are reasonable. After the completion of hydropower transformation, the kitchen and bathroom were waterproof, especially the bathroom.

4. Woodworking-bricklayer-oiler. After the acceptance of water and electricity, carpenters, bricklayers and oilers can start to enter the site. The three links in the renovation of new houses are called "three brothers" in the construction process, and the basic principle is that whoever is dirty will go first.

Second, the methods and steps of new house decoration loan

1. When applying for a house decoration loan, the borrower must apply at the business outlet where the business is started, fill in the application form, submit relevant materials and go through relevant guarantee procedures; After investigation and approval by the account manager, the loan contract will be signed after approval by the competent department of examination and approval.

2. The account manager handles the loan procedures and transfers the money to the borrower's personal settlement account in our bank, so that the customer can use the loan funds; The borrower repays the loan at the business counter, or leaves enough repayment amount in the deposit account or bank card, and entrusts the loan bank to withhold the repayment; 5) After the loan is settled, the bank cancels the creditor-debtor relationship with the customer and goes through relevant formalities.

3. Application conditions. Have permanent residence in cities and towns or valid residence status; There is a property right certificate or a certificate issued by the property right unit that the borrower has the right to use the house; If the property right of the house you want to decorate is your own, you must have a property right certificate. If it is a unit house, you need to prove that you have the right to use it. Have a stable occupation and income, good credit, and the ability to repay the principal and interest of the loan on time.

4. In recent years, China Construction Bank, China Agricultural Bank and China Bank have launched the installment payment service for home improvement for prospective owners who are short of funds. Different banks have different restrictions on loan amount, payment cycle, interest and other conditions.

Through today's article, we know a lot about the renovation of new houses. Although we don't have to learn all of them, we should at least learn some of them, and then we can take fewer detours in the decoration. The above is the description of new house decoration introduced by Bian Xiao, and the methods and steps of new house decoration.