Calculated at the annual interest rate of 6.00%, and repaid in the form of equal principal and interest. The loan is 20 years, and the monthly fixed repayment is 358,265,438+0 yuan. A total of 8597 172 yuan was repaid in 20 years, of which the principal was 5 million yuan and the interest was 3597 172 yuan.

Calculated at the annual interest rate of 6.00%, the repayment methods of principal are equal. After 20 years of loan, the repayment amount is 45,729 yuan in the first month, and then it is reduced by 3.04 yuan every month. After 20 years, the total repayment amount is 7,987,499 yuan, including 5 million yuan of principal and 2,987,500 yuan of interest.