1. The fraud was carried out under the pretext of paying interest fees in advance. When the interest expense is remitted to the other party's card, the other party disappears.

2. Fraud under the pretext of proving repayment ability. At the same time, this kind of payment will ask for money more than once, and often once it is discovered, the other party will disappear.

3. Fraud under the pretext of paying the handling fee. This way is the case of Mr. Zhang above. 4. First, it is required to upload a series of materials. After fully understanding your situation, you are required to set up a card and remit money to the card to prove your repayment ability. But when the other party has a series of information about you, it will often transfer the money on your card to other accounts through various means.