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What is bank running water, and what does it contain?

1. What is bank running water and what does it contain?

bank running water refers to the data record of the back-office system of the bank that records the daily transaction information of the account owner. The contents include the account owner's name, account number, the name of the opening bank's business office, the date of account occurrence, the amount, the debit and credit mark, the balance, the counterparty's name, the account opening bank and other information

II. What is bank flow?

bank flow refers to the deposit and withdrawal transaction records of bank current accounts (including current passbook and bank card). According to the nature of the account, it is divided into personal running water and corporate running water. : How to hit the bank running water? After you confirm the bank to which the passbook belongs, bring your ID card and bank card, and go to the nearest bank outlet to inquire. The staff will help you print it. You can take your card or passbook to the self-service inquiry machine at the business outlet to print it yourself. Self-service printing process: self-service inquiry machine-insert card or passbook-enter password-enter inquiry details page-historical details-enter required date for inquiry and printing-inquire and print. Bank running water is a kind of proof material to prove the income of an individual or company, and it is also a necessary material to apply for a loan from a bank. In addition, you can also query the bank flow in the following ways: for users who have opened online banking, you can log in to online banking to query. For customers who have opened mobile online banking, they can also log on to the mobile terminal for inquiry. Precautions: If you need to prove the details of the bill flow, please apply for printing and have the teller stamp the bank. After printing the bank running bill, don't throw it away at will to prevent the disclosure of personal (corporate) account information. The role of bank running water bank running water is a kind of proof material to prove the income of individuals or companies, and it is also a necessary material to apply for loans from banks. Can the bank flow only income? Bank flow can't just print income, because bank flow reflects the deposit and withdrawal transaction records within a certain period of time, and there is no other selection criteria except time. So if there is both income and expenditure in a certain period of time, it is impossible to print only income and not expenditure if you want to print the running water of this period of time. Of course, if there is a period of income and no expenditure, then the running water printed during this period will show all income and no expenditure. You can choose any period of running water for printing, and usually you can print the historical details within 5 years (inclusive). Because there are clear regulations, the customer identity information and transaction records to be kept by financial institutions must be kept for at least 5 years from the year when the business relationship ends or the year when it is easy to keep accounts. If you want to print the details for more than 5 years, it is recommended to consult the bank staff first to see if you can print them. Of course, if you want to print the bank's running water, it is best to choose a recent time period, such as nearly 6 months or nearly a year.

third, what is the bank flow?

Baidu goes, which also asks

fourth, what is the bank flow for half a year's salary?

If you borrow money from China Merchants Bank, the relevant information needs to be determined according to the actual loan situation, and you need to contact the loan account manager. The following information is for reference: the monthly payroll issued by the bank for more than half a year (with the bank's signature); Income certificate issued by the unit (stamped with the official seal of the unit); Self-employed people provide proof of family assets, such as deposit certificate, property certificate, etc.