First of all, it should be noted that the dream loan of Bank of Communications is real and belongs to a loan product of Bank of Communications. Next, I would like to introduce the basic situation, characteristics, advantages and application conditions of the dream loan of Bank of Communications.
Basic information
Bank of Communications Dream Loan mainly helps borrowers to buy first-hand or second-hand houses, garages and parking spaces. The dream loan amount of Bank of Communications can reach 75% of the first-hand housing loan amount, and the term can be up to 30 years. The loan interest rate of Bank of Communications Dream Loan will be implemented according to the benchmark interest rate of the central bank.
Characteristic advantage
There are many ways to repay the dream loan of Bank of Communications, such as equal principal and interest repayment, equal principal repayment and installment repayment. For loans with a loan term of less than 1 year, the borrower can also choose one-time debt service method and one-time debt service method.
Application conditions
The requirements of Bank of Communications Dream Loan for borrowers are relatively simple, with only three items, namely:
1, personal credit is good, and there is no bad record in the central bank's credit information system and Bank of Communications;
2. At present, the income is stable, and it can have sufficient economic strength to repay in full and on time;
3. You can provide proof of identity, marriage, loan use and income as required.
As can be seen from the above, the dream loan of Bank of Communications is true. Bank of Communications Dream Loan is a housing loan product, which has the characteristics of low application threshold, large loan amount and diverse and flexible repayment methods.