1, fully deposited in the bank; If the company has bank credit, part of the credit and part of the deposit, which is about 30%, the cost is relatively low, but it takes up a lot of working capital of the company.

2. Through the operation of the guarantee company, the proportion of margin reduction can be very low, even zero margin, and the cost is high. Of course, compared with the cost of mortgage loans in banks, it is definitely lower and more convenient.

If the deposit is paid in full, the processing speed will be faster. See what kind of guarantee is operated by the guarantee company. Get the letter within 1-7 working days after receiving all the information.