Because the salary of civil servants is stable, it is easy to grant loans.

Civil servant loans are actually personal loans, and there are no other preferential policies.

In addition, all loans, including mortgage loans, credit records and repayment records, are filed in the information center of the central bank, and banks will check them during the audit. Therefore, personal loans are definitely in conflict with mortgages and car loans.

A 30-year loan is the longest term. According to your age, people under 30 generally have a higher pass rate.