according to national requirements, customers applying for loans need to be over 18 years old.

Requirements for personal loan application:

1. The borrower is a citizen of the People's Republic of China with full capacity for civil conduct or an overseas natural person who meets relevant state regulations.

2. The purpose of the loan is clear and legal.

3. The loan application amount, term and currency are reasonable.

4. The borrower has the willingness and ability to repay.

5. The borrower's credit status is good and there is no significant bad credit record.

6. Other conditions required by the lender.