* * * year * month * day * month * day * month * day * month * day * month * day * month * day * month * day * month * day * month * day * month * month * day * month * day * month * month * day. In the course of operation, we abide by the law and pay attention to honesty, and have achieved good economic benefits. In recent years, with the rapid development of real estate and construction industry, the market demand of cement prefabricated products and building materials will maintain rapid growth in the next few years, which will provide greater development space and opportunities for our cement products factory. In order to seize the development space and good opportunities provided by the market, our factory will expand the production scale of cement prefabricated products and the storage capacity of building materials this year. At present, our company has signed a cement purchase contract with * * * cement factory. , * * * ten thousand tons, and signed a steel contract with * * * company, * * * ten thousand tons. Due to the expansion of business scale, the inventory of building materials has increased, and its own funds are insufficient. I hereby apply to your bank for a working capital loan of RMB 2 million with a term of one year. The source of repayment is the company's operating income, and the land of our factory (with an area of 90,000 square meters) is used as the mortgage guarantee. Please reply.

Hereby apply! Cement Products Factory of Xxxx Engineering Co., Ltd. 201Feb 10

Bank loan refers to an economic behavior that an individual or enterprise lends money to a bank at a certain interest rate according to the national policy of the bank and returns it within the agreed time limit. In different countries and different development periods of a country, the types of loans classified according to various standards are also different.

For example, industrial and commercial loans in the United States mainly include ordinary loan limits, working capital loans, standby loan commitments, and project loans. In Britain, industrial and commercial loans mostly take the form of discounted bills, credit accounts and overdraft accounts.

References:

Bank loan Baidu encyclopedia