The service of "Guaranteed Loan Link" is based on the co-branded card jointly issued by Taiping Life Insurance and cooperative banks. As long as you have a co-branded card and a policy with cash value that Taiping Life Insurance supports the loan guarantee function, you can enter the password of the co-branded card into the system at the self-service inquiry and payment machine of the nearest co-branded card cooperative bank outlet, sign the electronic loan agreement of the policy and apply for a loan, and the loan funds will be transferred to the user's co-branded card after the approval of Taiping Life Insurance.
What is the guaranteed loan amount of ICBC? At present, the loanable amount of "Bao Lian Tong" is 90% of the cash value of the policy. Through the "loan guarantee" function, the customer can realize the circulating loan and repayment within the limit by signing the agreement once; You can receive the loan amount on the next working day at the latest.
How to repay ICBC's policy loan? Users only need to deposit the money directly into the co-branded card and apply for "Guaranteed Loan Link" repayment, or log in to the company's official website to handle "Guaranteed Loan Link" repayment in the online business hall, and the whole process can be handled by users themselves.
Brother Bao reminds: Which bank makes policy loans? China Industrial and Commercial Bank has cooperated with Taiping Life Insurance to support the loan function of "secured loan". At present, the loan amount that Bao Lending Link can provide is 90% of the cash value. If consumers borrow money from ICBC, they can repay it in a flexible way.