Yingtan Xinjiang Everbright Microfinance Co., Ltd. was established on March 8, 20 13, and its legal representative is Wu Xiaoming. The company is located in Yingtan City, Jiangxi Province, and is a professional enterprise engaged in micro-loan business. The company's main business is to carry out micro-loan business in Yingtan City and surrounding counties, and will also operate other businesses approved by the Finance Office of Jiangxi Provincial Government.
As a small loan company, Yingtan Xinjiang Everbright Microfinance Co., Ltd. is committed to providing flexible and convenient financing services for small and medium-sized enterprises, individual businesses and individuals, helping them solve the problem of capital turnover and promoting local economic development. Please note that the above information is based on the summary of public information, and the specific company situation may change with the change of time and market environment.
Matters needing attention in loans of microfinance companies
1. Choose a formal institution: you must choose a legally registered and reputable microfinance company. You can check the company's registration information and credit history through official channels.
2. Understand the loan terms: Before signing the contract, carefully read and understand the loan contract terms, including loan amount, interest rate, repayment period, repayment method, liability for breach of contract, etc.
3. Assess repayment ability: Assess whether you can repay on time according to your income and financial situation. Avoid getting into greater financial difficulties because you can't repay the loan.
4. Compare different loan products: The loan products provided by different small loan companies may be different, and the interest rates and conditions are also different. Compare different options and choose the loan product that best suits your needs.
5. Pay attention to handling fees and extra fees: Are there any other fees besides canceling interest, such as handling fees, insurance fees, credit information fees, etc. , will increase the total cost of the loan.
Refer to Baidu Encyclopedia-yingtan Xinjiang Everbright Microfinance Co., Ltd.