Requirements for individuals to apply for loans to buy a house in Tianjin:

1. Agree to use the purchased house as mortgage guarantee.

2. The borrower's age plus the loan period shall not exceed 65 for men and 60 for women;

3. Have full capacity for civil conduct; Have permanent residence or valid residence status in China;

You must pay a down payment of not less than a certain percentage of the total price of the house purchased.

5. Have stable professional and economic income, good credit and the ability to repay the principal and interest of the loan;

6, has signed a contract or agreement to buy housing;

General information to be submitted:

1, which proves that all or part of the down payment has been paid;

2 proof of the borrower's repayment ability

3. Original and photocopy of the contract, agreement or letter of intent for purchasing second-hand houses.

4. Legal and valid identity documents of the borrower: resident identity card, household registration book, military officer's card or other valid residence permit. ;

5. The borrower and/or spouse have the right to inquire about the authorization documents of the personal credit information system of the People's Bank of China;

6. The leased property must provide proof of the change of the leased rights and interests.

7. A copy of the current passbook of China Bank in the borrower's own name for capital contribution;

8. Property Value Appraisal Report of the transaction house.

9. Other supporting documents or materials required by the lender.