1. You need to open a current deposit account at a bank's business institution;

2. Please fill in the loan application form as required and submit the application form and required materials according to the bank's instructions;

3. The bank business handler or designated lawyer will conduct a home visit to investigate the authenticity, legality and completeness of the information provided;

4. After the bank approval is passed , notify the approval results, and sign a loan contract;

5. Handle insurance, mortgage registration, notarization and other procedures as appropriate;

6. CITIC Industrial Bank will directly transfer the loan to the contract stipulated in the account;

7. Please repay the principal and interest according to the provisions of the loan contract.