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When buying a car, the 4S shop has always recommended buying a car in installments with zero down payment and zero interest. Is there anything tricky?

I believe that when you buy a car, you will be recommended by the sales staff of 4S stores to buy a car by installments with zero interest for many times. Many people have questions about this win-win situation I mentioned. Let me explain to you why this purchase and payment method has achieved a win-win situation.

First of all, for consumers, buying a car by installments with zero interest can solve the problem that they don't have enough money to pay for the car at the moment, but they want to buy a car by installments with zero interest. As we all know, it's the same 1 yuan, and it's definitely not worth it now after a few years, so for consumers, it's easy to spend thousands of dollars a month to drive a new car home. Hey, this is not the slogan of a car selling platform! Like the 4S shop routine, it can be said that it coincides with mine, and the most important point is zero interest! ! !

First of all, for consumers, buying a car by installments with zero interest can solve the problem that they don't have enough money to pay for the car at the moment, but they want to buy a car by installments with zero interest. As we all know, it's the same 1 yuan, and it's definitely not worth it now after a few years, so for consumers, it's easy to spend thousands of dollars a month to drive a new car home. Gee, this is not the promotion of a car selling platform and a 4S shop. ! !

Then, let's talk about a less intuitive point. Although the interest on the loan to buy a car is free, the handling fee is inevitable and needs to be paid in one lump sum. Generally, the total amount is higher than the full payment. The sales staff also get the handling fee, and the 4S shop also has a certain handling fee. The income from the handling fee alone is also good. In addition, many stores will choose to buy insurance for their cars for the first time as one of the conditions for interest-free installment payment, as well as licensing, etc., and the profits here are also very objective.