There are limits. Different banks have different regulations, such as the daily limit of online transfer between domestic banks.
Amount: 5 million a day; The single limit is 2 million. If the registered capital is more than 5 million, it can reach a single sum of 5 million a day,100000.
I. Bank accounts are divided into basic account, special accounts and auxiliary accounts:
1. basic account. The account where the customer handles the daily transfer of funds and cash. According to different units and the nature of their funds, they can open accounts such as depositors, current accounts, budget depositors, spending limit depositors, off-budget depositors and other depositors.
2. Special account. Accounts for special management of customers' funds with specific purposes, such as special fund depositors and lenders of industrial and commercial enterprises.
3. Auxiliary account. Basic account's subsidiary account. If a non-independent accounting unit is far away from the competent unit, an account shall be opened in a nearby bank for the convenience of its receipt and payment. Generally, the opening of auxiliary accounts should be strictly controlled to avoid dispersing funds and affecting the financial management of the unit.
In order to set up and use accounts correctly, it is necessary to further understand and understand the accounting object, specific structure and purpose of each account, as well as its position and role in the whole account system, and grasp the regularity of accounting indicators provided by it on this basis, which is the significance of account classification. The so-called account classification refers to the classification according to the nature, accounting content, use and structure of accounts. There are two main ways to classify accounts, namely, by economic content; Classification by purpose and structure. Among them, classification by economic content is the basis of account classification.
Second, the relevant format
As a form of recording and reflecting economic business activities, the basic function of account is to facilitate the classification, orderly collection and summary of changes in enterprise assets, liabilities, owners' equity, costs and profits and losses caused by various economic businesses. In order to make the account play its role, it is necessary not only to determine its name and classify it, but also to make it have a corresponding structure. The changes in assets, liabilities and owners' equity caused by the occurrence of all economic businesses are nothing more than "increase" and "decrease" in quantity. Therefore, each account should be divided into at least two directions: one party's registration increases and the other party's registration decreases, which is the basic structure of all accounts. In order to explain the problem, the basic structure of the account can be simplified left and right, that is, the most essential difference of the "T-shaped" account lies in the different economic contents reflected.
Is there a limit for bank card transfer?
There are limits.
The limit of each bank and card is different. For example, the transfer limit of CCB's main card is 200,000/day, but the limit of auxiliary card is 654.38+00,000/day; The limit of the Postal Savings Bank is 1 1,000 yuan per day.
The transfer limit refers to the maximum amount when the wealth management account transfers money to accounts other than the associated card and the agreement account. If the transmission limit is exceeded, the transmission instruction will not be executed.
Extended data
Bank card refers to a credit payment tool issued by commercial banks to the society with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc.
Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes.
reference data
Transfer limit _ Baidu Encyclopedia
What is the bank transfer limit?
There is no restriction on bank card transfer. The maximum amount that can be transferred on the bank self-service machine on the same day is 50,000 yuan. More than 50 thousand yuan needs to be handled at the counter, and you need to show your valid ID card. If you transfer money on behalf of others, in addition to the identity certificate of the depositor, you need to show the valid identity certificate of the agent.
I. Bank transfer limit:
1. Industry and commerce: 50w for a single transaction, and 250w accumulated every day. 2. Bank of China: 20w for a single transaction in the system, with a daily cumulative amount of 100w. Cross-bank single 2 weeks, daily cumulative 50 w.
2. CCB: 20w for a single transaction in the system, with daily cumulative 100w. Inter-bank single transaction is 20w, and the daily cumulative amount is 100w.
3. Bank of Communications: single transaction in the system 100 W, daily cumulative 100 W ... inter-bank single transaction 10w, daily cumulative amount 100w.
4. Investment invitation: unlimited. Guangfa: Unlimited.
5. Everbright: 5000w within the system. Interbank 10w.
6. Post: Not yet determined.
7. People's livelihood: a single sum of 50w, with a daily accumulative total of 200w.
8. Pufa: mobile phone 5w, certificate 200w.
9. CITIC: Unlimited.
1. Bank card refers to a credit payment tool issued by a commercial bank to the society with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes. The application of bank card automatic settlement system makes the dream of "no cheque, no cash society" come true.
Second, the expenses incurred.
The data shows that there are nearly 3.4 billion magnetic stripe cards in the market that need to be replaced, and the cost of each chip card is about 10 yuan, and the replacement cost is tens of billions. The industry believes that the charging standard for changing the "core" needs further regulation by the regulatory authorities. In the process of replacing magnetic stripe cards with chip cards, some banks will charge consumers a certain cost, which will cause heated discussion in society. In this regard, China Consumers Association believes that bank cards should be replaced at their own expense.
Three, the highest construction bank in 40 yuan, Beijing branch card replacement costs no money, do not protect the number. The card number at the beginning of 6 can be exchanged with the card number, and the card number at the beginning of 4 cannot be guaranteed. The production cost is not uniform in practice, but in fact, most cards are replaced with the same card number, and no production cost is charged.
Fourth, the Bank of Communications has the highest 20 yuan, and the replacement of ordinary cards and the opening of new ordinary IC cards require 20 yuan handling fees; Ward cards, Bank of Communications financial cards, salary cards, senior salary cards, annual gold cards and other replacement or new chip cards are free. When changing cards, cards with 17 digits cannot keep their numbers, and cards with 19 digits can keep their numbers.
Is there a limit on the amount of bank transfer?
There is a limit. Bank transfer refers to the monetary fund settlement method of transferring money directly from the payer's bank account to the payee's bank account through the bank. In our country, most banks have quota restrictions on transfer.
If you transfer money at the bank's ATM, the maximum limit for the day is 50 thousand yuan. If the transfer amount exceeds 50,000 yuan, you need to go to the counter and bring your valid personal identification to the scene. However, there is also a limit on bank counter transfer, and the regulations of each bank are different, and the limit will be different.
1. Bank card transfer is restricted.
2. You can transfer up to 50,000 yuan on the bank self-service machine that day. More than 50 thousand yuan needs to be handled at the counter, and you need to show your valid ID card.
3. If you transfer money on behalf of others, in addition to the identity certificate of the depositor, you need to show the valid identity certificate of the agent.
: How to transfer the bank card?
1.ATM transfer: users can bring their credit cards to the corresponding ATM machines for actual operation transfer, which can generally be received within 24 hours;
2. Online bank transfer: This requires people's bank cards to be opened in online banking. After logging into an online bank account, look for a transfer. Enter the other party's account number, and then enter the login password and dynamic token to pay;
4. Bank Counter Transfer: Users can bring their ID cards and bank cards to the service outlets and handle them in the corresponding channels.
5. Mobile banking transfer: This must have a bank APP on the mobile phone, and the bank has been opened on the mobile phone. You can only transfer money after logging in to the account.
Transfer refers to a bank currency settlement method that transfers funds from the payment account to the collection account through the bank without using cash directly. It has gradually developed with the progress of the banking industry. When the settlement volume is large and the indoor space is far away, it can be safer and faster to use transfer settlement. In modern society, most product transactions and monetary payments are made through transfer settlement.
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Bank of China 6. 12.0