Users can call the consumer finance customer service hotline of China Bank to apply for agreement repayment. Users should first explain the reasons for overdue, and then submit relevant materials to customer service for review. After the customer service accepts the application for negotiated repayment, it will review the materials. After approval, both parties can negotiate the repayment amount and repayment time.

If the user fails to pass the review, or fails to submit relevant materials to customer service for review, the probability of successful negotiation will be very low. If negotiation for repayment fails, users can renegotiate the repayment application. Applying for repayment many times through negotiation can increase the probability of successful negotiation. After many unsuccessful negotiations, users can only find ways to raise funds to repay the overdue debts of BOC Consumer Finance.

Negotiation of repayment is not 100% successful. Once negotiation fails, users need to pay off overdue debts as soon as possible, otherwise the longer the overdue time, the greater the negative impact.

What loan platform is BOC Consumer Finance?

BOC Consumer Finance is a consumer finance company, and there will be multiple loan platforms, so BOC Consumer Finance itself is not a loan platform. BOC Consumer Finance can provide small consumer loans in China, and the loan platform usually refers to specific loan products, such as Lexiang Loan and Hospitality Loan under BOC Consumer Finance.

After the user successfully applies for a loan in China Bank Consumer Finance, he/she needs to repay each installment on time, otherwise the overdue record will be uploaded to the credit information.