When the loan is repaid in one lump sum, the principal and interest of the loan need to be returned. If the user pays off the loan in advance, the interest will be calculated according to the actual borrowing days, and it will be deemed that the user has successfully repaid in advance when the user repays. If only the loan principal is repaid, it can only be considered that the user has repaid in advance, and the interest has not been repaid, and the repayment will continue in the future.

If the user chooses to pay off in one lump sum, the lending institution will directly calculate the amount to be repaid in one lump sum, which includes interest. Only when the user repays in full will the lending institution regard the user as paying off in advance. The user did not return the interest, but only returned the loan principal, and then did not run the repayment operation again, which would lead to loans overdue.

Therefore, when the loan is paid off at one time, the amount to be returned is subject to the page display, and the user can pay off the loan in advance by returning the amount displayed on the page in full. If the loan is not paid off in advance, subsequent users will continue to repay.

Second, after paying the down payment for buying a house, do you still need to pay interest on the remaining installment mortgage?

Yes, hello, your repayment interest is included every month.

3. Do I have to pay interest at one time for the last few loans?

If the user wants to pay off the loan in one lump sum, the interest payment period only needs to be calculated to the actual repayment date, and the agreed time when applying for the loan is not used as the interest calculation time.

For example, if the user initially set a loan period of two years, but the actual user paid it off one year in advance, then the user only needs to pay the interest for this year.

4. After buying a car with a melon seed used car loan, how to calculate the interest at one time?

You'd better not borrow money from Guazi.com to buy a car. I paid more than 16000 for my 52000 car, and the total loan was about 49000. After three years, the money equivalent to this money will become interest. How high is this interest rate? You can buy a new car and don't want to fall into the pit again.