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How to use the Huimin loan of Bank of Communications if it cannot be transferred?
Can't the Bank of Communications Huimin loan be transferred?

You can transfer money. You can use outlets, counters, self-service equipment of Bank of Communications, etc.

If the customer wants to use it manually, he only needs to log in to the mobile banking of Bank of Communications, enter the Huimin loan page, and select "Use Now" to make a manual loan. Click "Transfer Now" on the successful withdrawal page in Dai Huimin, or click "Transfer of Loan Funds" on the successful application page in Dai Huimin, and Dai Huimin's funds will be transferred to the unnamed non-credit card account of the customer.

Huimin Bank is a bank of communications with stable income, providing pure consumer credit loans for personal loan customers. When customers apply for loans from people, there are mainly two ways to borrow money, automatic use when paying manually and consumer loans. Every time they withdraw money, they will issue a loan (after Huimin Credit is successfully opened, every time they withdraw money, they will pass the system approval).

In addition, customers can also directly use Huimin loan funds through credit card consumption, mobile banking code scanning payment, cash withdrawal and part of life recharge. However, Dai Huimin's funds can be withdrawn at Bank of Communications, inter-bank and inter-bank self-service equipment counters (the funds in the revolving deposit account are withdrawn first, and the insufficient part is deducted from the card current account).

Huimin loans have the following ways:

1. Cash can be withdrawn offline. Cardholders can withdraw money from bank outlets, bank self-service equipment or other bank self-service equipment, but there is a charge for withdrawing money from other bank self-service equipment.

2. If users want to withdraw money overseas, they can only withdraw money at the ATM marked by UnionPay or at the counter of overseas bank branches.

There are two ways to extract the loan funds for Huimin, one is manual extraction, and the other is automatic extraction when consuming. When the borrower voluntarily withdraws the cash, the user needs to log in to the mobile banking system of Bank of Communications, input "Huimin Loan", select "Withdraw Cash Now" to successfully obtain the loan, and then select "Transfer Now" to transfer the funds to the bank card. In addition to Huimin loans to withdraw money from bank cards, you can also swipe your card or scan cash directly in mobile banking. What needs to be reminded is that every exit after Dai Huimin's successful application will be approved by the system.

Special note: According to the regulations of Bank of Communications on Huimin loan, Bank of Communications only needs to pay interest for a few days after Huimin loan, and does not need to pay liquidated damages.

For friends with long loan term, Bank of Communications Huimin Loan adopts the repayment method of equal principal and interest. It can be repaid in three months, six months, 12 months and 24 months. Xi Cai Jun will tell you how to calculate the interest of Bank of Communications Huimin loan through another example.

Can the Bank of Communications Huimin loan be transferred to others?

Bank of Communications Huimin loan cannot be directly transferred to others, but after the loan funds reach a special account, users can directly transfer Huimin loan funds to accounts with different names and non-credit cards after the funds are successfully withdrawn. However, it should be noted that the Huimin loan transfer function only supports bank cards of some banks, and the transfer may fail after the transfer.

Of course, if users just want to transfer the loan funds to others, they can also apply for cash loans. After the loan funds are transferred to the bank card, the user can directly transfer the money.

How can the loan money be transferred to benefit the people?

Bank of Communications Huimin loan cannot be transferred or paid online. If you need to transfer money, you must first take the money into the bank card and then transfer it through the bank card. This method can be used to transfer Huimin loans, but if the operation time is short and the withdrawal amount is equal to the transfer amount, once it is detected by CCB, Huimin loans may be frozen. Therefore, if you want to use Huimin loan to transfer money, users should operate at intervals to avoid being considered illegal by banks.

Huimin loan is a pure credit consumer loan product launched by Bank of Communications. The user does not need to provide mortgage, but after the successful application for Huimin loan, the funds will not directly enter the borrower's debit card account, and the borrower needs to take the initiative to withdraw cash.

How to withdraw the money from Huimin loan to the bank card?

Huimin loan can be divided into two situations, one is to withdraw money manually, and the other is to automatically lend money when consuming. When the borrower voluntarily withdraws cash, the user needs to log in to the mobile banking of Bank of Communications. After entering Huimin Loan, select "Withdraw Now" to successfully release the loan, and then select "Transfer Now" to transfer the funds to the bank card. In addition to withdrawing the funds from Huimin Loan to the bank card, it can also be directly used for credit card consumption and mobile banking to scan the code for cash withdrawal. It should be reminded that after the application for Huimin loan funds is successful, each withdrawal must be approved by the system.

Bank of Communications Huimin loan application threshold is low. As long as the user has a good credit report, a normal salary card of Bank of Communications for more than 6 months, applied for a mortgage house of Bank of Communications and paid the provident fund to the customer, the next payment will be better. Huimin loan is a pure online loan product. Huimin loan has a maximum loan amount of 300,000 yuan and a maximum loan period of 3 years. The minimum annualized interest rate of the loan is 5.76%, and the repayment method is fixed and equal. After the loan is approved, the loan will be issued within 24 hours. Of course, due to various reasons such as the banking system, it may take a long time to issue loans.

The above is an introduction to the relevant contents of Huimin loan to withdraw money from bank cards.

Why can't Bank of Communications transfer loans to Huimin?

1. Because the Bank of Communications Huimin loan cannot be transferred. Generally speaking, after successfully applying for Huimin loan, users can go directly to any business outlet of Bank of Communications and withdraw cash through the counter or self-service equipment. At the same time, users can also use the exclusive card of Huimin Loan to pay by credit card.

4. Bank of Communications Huimin Loan is a pure credit consumer loan product. After successful launch, customers will not release money until they click "Apply for Withdrawal" in mobile banking or activate the automatic lending function of consumer payment. After the loan is successful, the released funds also enter the special account for Huimin loan in real time.

13. It's not impossible to transfer Huimin Loan, but if you want to transfer it, you must click "Transfer Now" on the page of successful withdrawal or "Transfer to Loan Fund Account" on the page of successful application for Huimin Loan Line after Huimin Loan is successfully opened and the loan funds are distributed to the special account, in order to transfer the loan funds of Huimin Loan to a non-credit card account with the same name.

4. It should also be noted that there are restrictions on the collection accounts of Huimin loan fund transfer, and accounts such as real estate companies and investment companies cannot be accepted. Also, the Huimin loan transfer function is still being promoted, so not all branches support it. Customers can inquire about the loan amount and records of Huimin loan through Bank of Communications personal online banking "Account Inquiry" or mobile banking "My-All Account Inquiry-Transaction Details".

1. According to official data, Bank of Communications Huimin loan can be withdrawn, and small partners who need to withdraw cash can withdraw cash through Bank of Communications outlets, ATMs and other self-service devices. Not only that, Huimin Loan currently supports overseas cash withdrawal. If it is an overseas partner, as long as it is a machine with UnionPay logo, you can spend and withdraw cash by credit card.

3. Generally, when withdrawing cash, the system will give priority to the amount of Huimin loan. When the amount of Huimin loan is not enough, it will be withdrawn from everyone's current account. It should be noted that there will be no expenses for withdrawing cash from Huimin loan in China, but there will be certain expenses for withdrawing cash abroad, and it cannot exceed 6,543.8+million yuan in a single day and 6,543.8+million yuan in a year.

The reason why you can't get cash.

1, the credit stain has affected the use of Huimin loan, and even led to the freezing of Huimin loan account.

2. The court will freeze your account because of the corresponding civil and economic disputes and other lawsuits.

3. If the withdrawal amount of Huimin loan exceeds 50,000 yuan, you need to make an appointment at the counter of the outlet. If you withdraw cash directly from ATM, it is not supported.