Specific areas of CDB services include:

National infrastructure, basic industries, pillar industries, strategic emerging industries and other development fields and national key projects. For example, expressway, railway, urban rail transit, small town construction, large airport expansion, merger and reorganization of coal mining enterprises, new energy power generation, etc.

The so-called policy banks mainly refer to financial institutions founded or guaranteed by the government with the purpose of implementing national industrial policies and regional development policies, with special financing principles and not for profit. The financial business of policy banks in China is guided and supervised by the People's Bank of China.

Extended data:

The difference between policy banks and ordinary commercial banks;

1. Different modes of operation: policy banks are mostly funded by the government, and their business is led by the corresponding government departments. Commercial banks mostly take the form of joint-stock system, operating independently and accounting independently.

2. Different sources of funds: Policy banks generally do not accept deposits or private loans. Commercial banks take deposits as the main source of funds.

3. Different business purposes: Policy banks are specially established to support the development of some departments, not for profit, and have close relations with the corresponding industrial departments. Commercial banks aim at maximizing profits and have a wide range of business.

Reference source: Baidu Encyclopedia-Policy Bank