It is possible to pay by installment in a 4S shop. 4S shopping malls have their own financial services companies, in addition to the following loan methods:

1, the insurance company provides performance guarantee insurance for auto loans;

2. Professional guarantee companies provide joint liability guarantee for handling auto loans;

3. Car buyers provide real estate mortgage guarantee for car loans;

4. Car buyers need to provide the time deposit certificate, national debt and RMB wealth management products as pledges for car loans;

5. The borrower shall provide other guarantee methods recognized by the bank (such as car dealer guarantee) to handle the car loan.

Extended data:

Conditions for applying to the bank for car installment payment:

1. Car buyers must be at least 18 years old and be China citizens with full civil capacity.

2. Car buyers must have a relatively stable job, a relatively stable economic income or assets that are easy to realize, in order to repay the loan principal and interest on schedule. Assets that are easy to realize here generally refer to securities and gold and silver products.

3. During the loan application period, the car buyer will deposit the down payment for car purchase lower than that stipulated by the bank into the account of the bank savings counter.

4. Provide banks with bank-approved guarantees. If the personal account of the car buyer is not local, it should also provide joint liability guarantee, and the bank will not accept the mortgage set by the car buyer for the car purchased by the loan.

5. Car buyers are willing to accept other conditions deemed necessary by the bank.