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Can I use provident fund loans for faster delivery?
Of course, you can use the housing provident fund loan for faster delivery. When purchasing, you need to confirm that you have "five certificates and two books":

First, the construction land planning permit, second, the construction project planning permit, third, the construction project commencement permit, fourth, the state-owned land use permit, and fifth, the commercial housing pre-sale permit, referred to as "five certificates". Among them, the first two certificates are issued by the Municipal Planning Commission, the Construction City is issued by the Municipal Construction Committee, and the state-owned land use certificate and the pre-sale permit of commercial housing are issued by the Municipal Bureau of Land Resources and Housing Management. One is the residential quality guarantee, and the other is the residential instruction manual;

Housing provident fund management center will also review the qualifications of developers when auditing.