The annual interest rate is 7.44%

The loan amount is 50,000 yuan.

The loan period is 3 years.

That is, issue 36

The total repayment amount is 559,465,438+0.6 yuan.

Total interest is 594 1.6 yuan.

The monthly repayment is 1553.93 yuan.

(2) If we follow the schedule of points and periods,

calculate

Monthly fee = principal * monthly fee =50000*0.62%=3 10 yuan.

Every month, it should be paid back. This gold = principal/number of installments =50000/36= 1388.89 yuan.

Monthly repayment = monthly, monthly, continuous, handling fee+monthly, payable, principal = 310+1388.89 =1698.89 yuan.

In this way, the monthly repayment of 1743 yuan will be more 1698.89 yuan.

(3) The annual interest rate is 15.3969%.

The loan amount is 50,000 yuan.

The loan period is 3 years.

That is, issue 36

The total repayment amount is 62,748 yuan.

The total interest is 12748 yuan.

The monthly repayment is 1743 yuan.

The calculation formula of monthly repayment amount is as follows:

[loan principal × monthly interest rate ×( 1+ monthly interest rate) repayment months] = [(1+monthly interest rate) repayment months-1]

Monthly interest rate = annual interest rate/12.