Hello, credit loans refer to loans issued based on the creditworthiness of the borrower, and the borrower does not need to provide guarantees. There are many procedures required to get a loan from a bank. You need to prepare a lot of personal information, such as: ID card, marriage certificate, residence certificate, real estate certificate, bank card statement, social security provident fund certificate, etc. Moreover, the bank review cycle is long, and the bank's loan funds The usage requirements are also stricter.

If you have a need for small loans, it is recommended that you choose a formal credit platform. Youqianhua APP is a major brand of Baidu credit services, which can meet your daily consumption and cash flow needs. Purely online application, no mortgage required, simple application materials, approval in 30 seconds, loan in three minutes, up to 200,000. Click below on your mobile phone to take your measurement now!