No way! According to relevant policies: Mortgaged cars shall not be transferred, mortgaged or lent. Changing a foreign license plate is equivalent to transferring the vehicle! The license plate of the loan car cannot be changed, because the loan car has other warrants, that is, the car is mortgaged by the bank, and the license plate must be changed with the consent of the bank, which will not agree. You can't go to a foreign brand unless you pay off the loan in advance.
The loan needs to be transferred, which is the same as buying a house. Give him the money for buying a car first, and let him pay off the bank loan in advance before transferring the ownership. If you are not in a place, you have to transfer the ownership in the city where the car is located, that is, you have to take the file with you, and then you can change the license at your place.
Can I get a license to buy a car with a loan?
Mortgage cars can be licensed in different places.
The process of car loan:
(1) The borrower provides the information needed by the bank and then submits the application;
(2) The bank examines and investigates the personal qualifications of the borrower;
③ The bank examines and approves the loan application that has passed the examination and investigation and meets the loan conditions;
(4) If it is approved, notify the borrower to go through relevant procedures such as signing, lending, mortgage or pledge; If it fails to pass the examination and approval, it shall explain to the borrower;
⑤ After the loan contract comes into effect, the handling bank will issue the loan. Special loan method is adopted, that is, according to the loan contract, the handling bank directly transfers the loan to the dealer account of the borrower's car purchase.
According to relevant regulations, foreign mortgage cars can be licensed locally. As long as the vehicle has a formal invoice, certificate of approval, purchase tax and compulsory insurance, a new car purchased in any formal automobile trading market in the country can go through the formalities of settlement at home. When obtaining the license, the owner only needs to provide: the original and photocopy of the car purchase invoice, the original purchase tax, the owner's ID card and the compulsory insurance policy. Buying a car in a different place is bound to face the problem of driving it back. If you don't get insurance, you will have to bear all the losses if there is an accident in the process. Therefore, whether you buy a car locally or in a different place, you must get insurance first, but you must get local insurance when you buy a car in a different place.
Can I get a local license if I buy a car by mortgage in different places?
Foreign mortgages can be licensed locally.
According to the relevant regulations of the state, as long as the vehicle has a formal invoice, certificate of approval, purchase tax and compulsory insurance, a new car purchased in any formal automobile trading market in the country can go through the household settlement procedures.
When getting the license plate, the owner only needs to provide: the original and photocopy of the certificate of approval, the original invoice for car purchase, the ID card of the owner of the purchase tax, and the compulsory insurance policy.
Buying a car in a different place is bound to face the problem of driving it back. If you don't get insurance, you will have to bear all the losses if there is an accident in the process. Therefore, whether you buy a car locally or in a different place, you must get insurance first, but you must get local insurance when you buy a car in a different place.
Extended data:
Precautions for car purchase loans in different places:
1, it is very important to choose a regular 4S shop: although the network is very developed now, you can find a lot of automobile sales information by just searching online, but it is better to choose a regular 4S shop, which is much more reliable than the information hung by online car dealers, and you can also have a place to solve problems.
2. Do a good survey in advance: After you have determined the brand, model and style of the vehicle you want to buy, you should make a practical survey of the local market price. It is common that the price of the same car is different in different 4S stores in the same area. Pay money immediately without looking at a car, and pay a lot of money for nothing.
3. Save payment vouchers: Many friends are careless and fail to save various payment vouchers. In case something happens in the future, and they can't prove it, then only they will suffer.
4. Invoices and vouchers are very important: after buying a car in a different place, you must pay attention to check whether there are national unified formal invoices and vehicle vouchers. Some 4S shops will steal the vehicle certificate to apply for a loan. Even if they pick up the car, it is impossible to give the car a license without these two documents.