Jiyongqian platform loans are unreliable. The case is as follows:

On November 13, someone took the initiative to add Ms. Yang’s Alipay and asked if she needed a loan. The other party also provided a download link and said that after registration and approval, you can get a quota of 10,000 yuan.

After Ms. Yang failed to withdraw cash, the other party asked her to transfer money on the grounds that she needed to pay membership fees, entered the credit card incorrectly and required a deposit, and the system prompted that the operation was risky. It wasn't until she was defrauded of more than 10,000 yuan that Ms. Yang called the police for help.

Online loan fraud techniques

1. Publish advertisements to attract attention.

Fraudsters publish advertisements on web pages to attract target groups with the advantages of high amounts, convenience, low interest rates, and high efficiency.

2. Obtain information and gain trust.

The fraudsters get in touch with the victim and ask the victim to download a fake online loan APP and fill in their personal information and account.

3. Create a scam and ask for transfer.

Fraudsters use the pretext of online banking activation, incomplete information, abnormal bank account numbers, incorrect account filling, etc., to obtain a loan by transferring certification fees, unfreezing fees and other prior fees as an excuse to defraud victims of money.