The annual interest rate is 4.75% within one year (including one year), 4.9% for one to five years (including five years) and 4.9% for more than five years.

The annual interest rate is 4.75% within one year (including one year) and 4.9% from one year to five years (including five years).

For more than five years, the annual interest rate is more than 4.9%