don't put it in the bank. According to the regulations, if you buy a house by mortgage loan, you will register the mortgage of the house after the registration of property rights. As the mortgagee, the bank will get the "Property Ownership Certificate". Therefore, after the registration of real estate mortgage, the House Ownership Certificate is taken over by the house buyer, while the bank holds the House Ownership Certificate.

What should I do if I need to use the real estate license at ordinary times?

Now some places need to use the real estate license, such as children's enrollment, but generally the original of the real estate license is not needed. A copy of the production certificate is fine. If you have the certificate, you must copy it as you want.

But if you need to use the real estate license, you can apply to the bank and take it out. However, the bank has regulations. Generally speaking, it can't take more than two days to take out the real estate license, and it will be returned to the bank on the same day.

what conditions should the house used for mortgage meet

1. The property right of the house should be clear and meet the conditions for listing and trading stipulated by the state, and it can enter the real estate market without any other mortgage.

2. The sum of the house age (calculated from the house completion date) and the loan period cannot exceed 4 years.

3. The mortgaged house is not included in the local urban reconstruction and demolition plan, and there are real estate licenses and land certificates issued by real estate departments and land management departments.

It is necessary to remind everyone here that the owner of the mortgaged property can be the borrower himself or other people. If the property owned by others is used as collateral, the mortgagor must issue a written commitment to allow the borrower to apply for a loan with his property as collateral, and ask the mortgagor and his spouse or other property owners to sign it.