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How to pay back the average capital of Jiaozuo provident fund loan for ten years, 350 thousand per month?
Your monthly principal payment is 350,000 yuan/1.20 months = 29 1.6. 667 yuan.

According to the reserve annual interest rate of 3.75, the monthly interest rate is 3. 125 yuan.

The first month is 2916.667+350,000 x 3.125/1000 = 4010.417.

In the future, the principal will be repaid less every month x the monthly interest rate/1000 = 9.11458.

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