Yes.

Provident fund repayment is free repayment, and free repayment is "day-to-day repayment", that is, the loan date is a certain day of the month, and the repayment date is a certain day of each month.

Free repayment of provident fund means that when applying for a housing provident fund loan to buy a house, the housing provident fund management center will give a minimum repayment amount based on the loan amount and term. In the future, the monthly repayment amount will no longer remain unchanged. Under the premise that the repayment amount is not less than the minimum repayment amount, you can freely arrange the monthly repayment method according to your own income.

Note:

1. Free repayment is "day-to-day repayment", that is, the loan date is a certain day of the month, and the repayment date is a certain day of each month. If there is no corresponding repayment date in the month, the payment will be made on the last day of the month.

2. If the borrower accidentally loses the bank card or passbook used for repayment, the borrower must bring the bank card or passbook of the same bank to the management department where the loan was applied for to go through the change procedures in a timely manner.

3. After the borrower’s loan has been paid off in full, the borrower must go to the management department that handled the loan to obtain a certificate of repayment of the entire loan.

Extended information:

In order to strengthen the regulation of the real estate market and effectively protect the legitimate rights and interests of employees who pay housing provident funds, Fujian Province recently issued regulations to clarify that when real estate development companies sell commercial housing, The right of home buyers to choose a home purchase loan method should be fully respected, and home buyers should not be hindered or refused to choose to use housing provident fund loans to purchase a home, and restrictions or additional conditions must not be added in any form.

Using a housing provident fund loan to purchase a house enjoys the same rights as other loan methods.

According to regulations, when real estate development companies handle the admission and filing of commercial loan properties, they should also handle the admission and filing of housing provident fund loan properties, and provide relevant information for home buyers to apply for housing provident fund loans. For those who have not gone through the housing provident fund loan project access and registration, the commercial housing online signing department will temporarily postpone the opening of the online signing system for the real estate project.

Fujian Province emphasizes that local housing provident fund management centers should coordinate and supervise banks entrusted with housing provident fund loans to strengthen cooperation with real estate development companies, enhance service awareness, improve loan approval and issuance efficiency, and jointly maintain The legal rights and interests of employees who contribute to the housing provident fund.

At the same time, real estate authorities at all levels must strengthen supervision of pre-sales of commercial housing and severely crack down on illegal activities in the real estate market. For properties with many requests for one house, it is necessary to guide real estate development companies to publicly sell commercial housing through lottery and other methods; it is necessary to actively guide real estate development companies to develop and use online sales platforms for commercial housing, and to realize online processing of sales procedures such as registration of house purchase intentions and house selection, so as to avoid There was a queue to buy houses when the project was launched.

Fujian Province also requires the real estate authorities at all levels to further strengthen the supervision of the commercial housing sales market, and real estate development companies that are found to have refused or disguised refusal of housing provident fund loans shall be ordered to make corrections within a time limit; those who refuse to make corrections shall be ordered to make corrections within a time limit; It will be notified and recorded in the credit file of the real estate development enterprise. Before the rectification is completed, the online contract signing and pre-sale regulatory fund allocation for the property will be suspended.

People's Daily Online-Fujian Province clearly prohibits denying home buyers the option of housing provident fund loans