Buying a house is very simple now. It can be purchased through provident fund loans, commercial bank loans, combination loans, etc. In addition to the house, supporting facilities are also very important, and parking spaces are essential. After all, basically every family has at least one It will be very troublesome if there is no parking space for trolleys. A parking space costs tens of thousands for a cheap one, or hundreds of thousands for an expensive one. If you can't come up with that much money, you can try to get a loan. So is it okay to buy a parking space with a consumer loan?

1. Is it possible to buy a parking space with a consumer loan? It is possible to buy a parking space with a consumer loan, but it depends on the regulations of the bank financial institution. If a bank's consumer loan clearly states that the purpose of the loan includes the purchase of a parking space, then you can apply for a loan to use it for the parking space. Never conceal the purpose of purchasing a parking space. For details, you can check the loan contract, which stipulates the purpose of the loan. Moreover, consumer loans may require the borrower to upload consumption vouchers. Once illegal use is discovered, the loan may need to be settled in advance.

2. How to get a loan to buy a parking space? In fact, many bank financial institutions will provide special parking space loan services when you take out a loan to buy a house. However, this is only for customers who apply for home loans at this bank. The loan interest rate is generally based on the consumer loan interest rate in the same period, so you can consult. bank. If the bank does not have a dedicated parking space loan, you can try to find a private loan company. These institutions have lower requirements for the purpose of the loan, but remember to choose a formal company to avoid causing trouble. The above is the relevant content about whether it is possible to buy a parking space with a consumer loan. If there is a need for a loan, you should communicate with the institution to find a reasonable solution.