Go to the cooperative and contact the loan officer, and I will give you a loan.
Second, can agricultural machinery cooperatives lend money?
No, you usually go to the big four banks.
Information to be provided:
1.3. Original and photocopy of the ID card and household registration book of the applicant and spouse (if the applicant and spouse are not registered in the same household, a marriage certificate shall be attached).
2. The original purchase agreement.
3. 1 Original and photocopy of advance payment receipt for 20% or more of the house price.
4. Proof of the applicant's family income and related assets, including payroll, personal income tax bill, income certificate issued by the unit, bank deposit certificate, etc.
5. The developer's collection account number is 1 copy.
Third, buy a large agricultural tractor loan in 2023?
In 2023, the loan was 6,543,800 yuan+0,888,800 yuan to purchase large agricultural tractors.
You can apply for agricultural machinery loans. Loan terms:
1, aged above 18 (inclusive), the sum of age and loan term when applying for a loan shall not exceed 60 years (inclusive) at the longest, and he has a fixed residence in the local area, is in good health, has full capacity for civil conduct and labor, and holds valid identity documents;
2. According to the Administrative Measures of Agricultural Bank of China on Customer Credit Rating of Agriculture, Countryside and Farmers, the customer's credit rating is good and above;
3. Stable income sources and the ability to repay credit on schedule;
4. Can rural cooperatives get loans?
Rural cooperatives can lend money. Users who want to apply for loans in rural cooperatives must meet the loan application conditions. In other words, farmers can apply for loans from rural credit cooperatives, and the main purpose of loans must be used for the normal operation and development of agricultural production, services and directly or closely related industries. Agricultural cooperative is a rural production mutual aid organization established in the early days of the People's Republic of China to resume production and enhance farmers' ability to resist natural disasters. It is a low-level form of people's commune, which was produced under the condition of limited human and material resources at that time. Later, the activities of agricultural cooperatives continued to expand and developed into people's communes in 1958. Full-name farmers' professional cooperative is a mutual-aid economic organization with democratic management and voluntary association of producers and operators of similar agricultural products or providers and users of similar agricultural production and operation services on the basis of contracted management by farmers. Farmers' professional cooperatives mainly serve their members, providing services such as purchasing agricultural means of production, selling, processing, transporting and storing agricultural products and technologies and information related to agricultural production and operation. Farmers' professional cooperatives trade in rural circulation or directly organize agricultural products trading, which caters to the development needs of agriculture, rural areas and farmers (agriculture, rural areas and farmers) and builds a golden economic bridge between manufacturers and farmers, and between cities and rural areas. It is the inevitable product of rural economic development, and it is also an important force to push farmers towards market economy. 1. To apply for a loan from a rural credit cooperative, the cooperative should meet the following conditions: (1) It has been approved and registered by the administrative department for industry and commerce, and obtained the legal person business license of the farmers' professional cooperative; (2) Having a fixed place for production, operation and service, engaging in production, operation and service activities stipulated in the articles of association of farmers' professional cooperatives according to law, and the proportion of its own funds shall not be less than 30% in principle; (three) a sound organizational structure and financial management system, and can submit relevant information to the rural credit cooperatives on time; (4) Opening deposit accounts in rural credit cooperatives and voluntarily accepting credit supervision and settlement supervision; (five) the credit rating is above A, and it has the ability to repay the principal and interest of the loan, and there are no non-performing loans and interest arrears; (6) Holding a loan card issued by the People's Bank of China and passing the yearbook; (7) Other conditions stipulated by the credit union. Two. Handling formalities (1) Accepting the applicant's loan application and submitting the written application and relevant materials. (2) Investigation and examination: investigation and examination of the applicant and the application matters. (three) according to the examination and approval procedures and authority for examination and approval. (4) Sign a loan contract with the customer, implement relevant guarantee measures, and go through the formalities of issuing accounts within the credit line after verification.