1。 China citizens who have a permanent residence or valid residence certificate at the place where the loan is located, are under the age of 18 -60, and have full capacity for civil conduct;

2。 Having the ability to repay the loan principal and interest on schedule;

3。 Have a good credit record and willingness to repay, and no bad credit record;

4。 The bank must have left no bad record.

5。 The monthly income is more than 2000 yuan.

You can apply for a loan if you meet the above conditions.