When someone else owes you money and the loan car in his name is pledged to others, you cannot sue the court to award the car to you.

1. Before the car loan has been repaid, the car does not completely belong to him. At this time, the car belongs to the bank and him, not his personal property, so the court cannot The car is awarded to you because the bank's interests are also involved.

2. If you are sued for not repaying a loan, you can take the following measures: 1. If you are temporarily unable to repay, you can directly negotiate with the plaintiff and try to negotiate with the creditor for installment repayment, deferred repayment or debt repayment. comfort. If both parties reach an agreement, they can ask the plaintiff to withdraw the lawsuit and proactively perform the agreement after withdrawing the lawsuit, otherwise the other party will sue again. 2. If negotiation fails, after being sued, you should actively respond to the lawsuit and strive to achieve the purpose of installment repayment in court. After the judgment takes effect, it must be actively performed.

Automobile consumer loans are a new type of loan method that banks issue RMB-guaranteed loans to car buyers who purchase cars at authorized dealers. A car purchase loan refers to a loan issued by a lender to a borrower who applies to purchase a car. In fact, you borrow money from a financial institution to buy a car. However, financial institutions require buyers to pay a certain percentage of down payment and provide proof of repayment ability. No bad credit history. You must meet the requirements of the financial institution before you can apply for a loan to buy a car.

Interest-free car loans do not waive processing fees. Many car finance companies have introduced interest-free car loans. However, there are different regulations on handling fees. Some require handling fees, and some do not charge handling fees. It’s even more affordable if the model you want to buy is interest-free and fee-free. If you need to charge a handling fee, you must calculate and measure it carefully. The handling fee for a car loan is generally between 4% and 7% of the total amount of the car loan. The handling fee is paid at the same time as the first month's repayment. If the fees are too high, you may want to consider other types of car loans.

Please read the relevant insurance terms carefully before applying for a car loan. A car loan means that you mortgage your car to the bank, and it belongs to the bank until the bank loan is repaid. In order to reduce risks, banks generally require you to purchase some car insurance as a condition of the loan in the car loan contract. The premiums for these policies may not fully meet your requirements or may even be too high. Therefore, when applying for a car loan, you must carefully read the relevant insurance terms and do not ignore this fee.