First of all, customers need to fill in a written application form and submit relevant materials when applying to the bank.
Step 2: Sign the contract.
Then the bank investigates the application materials submitted by the borrower, and after passing the examination, both parties can sign a loan and guarantee contract. And handle relevant notarization, mortgage registration and other procedures as appropriate.
Step 3: issue loans.
Loans can only be issued after the approval of the bank. After all the formalities are completed, the bank needs to transfer money directly to the car dealer's account according to the contract.
Step 4: Repay on schedule.
The borrower shall repay the principal and interest of the loan according to the repayment plan and repayment method agreed in the loan contract.
Step 5, loan settlement.
Finally, the more powerful the 4S store you choose, the faster the loan will be made, and your credit record must not be illegal, otherwise it will also affect the amount and time of loan.