1, borrow flowers. Borrowing flowers is a pure personal credit loan platform under Ctrip Finance, and borrowers do not need to provide any mortgage or guarantee items. The thread can be recycled and borrowed. Borrowing flowers does not require high personal qualifications of users. It requires 18 years of age or older, no serious stains on personal credit information, and certain repayment ability.

2, the degree is small. Du Xiaoman, formerly known as Baidu Finance, is a financial service platform under Baidu, providing microfinance products for individuals and enterprises. Du Xiaoman provides users with a maximum credit line of 200,000 yuan and a minimum annual interest rate of 7.2%. The degree of fullness is not too high for the user's personal qualifications. Users must be at least 25 years old, have stable repayment ability, and have no serious overdue personal credit records.

3. Call to order. Applicants who want to apply for a recruitment order must be at least 20 years old and can submit personal information such as ID card, mobile phone operator, contact person, bank card and residential address. The product loan amount is basically about 5,000 yuan, and the service life is 3- 12 months. Once the loan is approved, it will be issued on the same day.