Some friends are temporarily unemployed and have no job, but they need to apply for a loan for some reasons. At present, most loan platforms in the market require borrowers to have a stable job or income source. If the borrower has no job, it is difficult to apply for a loan. Where can I get a loan without a job? Share four platforms for you to borrow money with your mobile phone number!
Where can I get a loan without a job?
1, money to spend
Qianhua is a small loan product owned by Du Xiaoman. When filling in personal data, the borrower needs to provide a mobile phone number that has been authenticated by real name and has been used for more than 6 months. The maximum loan amount that can be applied for with money is 200,000 yuan, and the longest loan period that can be applied for is 24 months.
2. Zhongan Small Loan
Zhongan Small Loan is a credit product of Chongqing Zhongan Co., Ltd. The maximum loan amount that can be applied for is 200,000 yuan, and the minimum daily interest rate is that if users want to apply, they can find official website Scan Code to download the APP according to the QR code provided on the website page. When applying, you only need to register your mobile phone number, then fill in the information and submit it to the platform system for credit evaluation.
3. White Cat Loan
White Cat Loan is a credit product of Guangzhou Du Zhi Internet Co., Ltd., with a loan amount of 50-40,000 yuan and a loan term of 3- 12 months. Due to the limited daily interest rate of loans, Ningxia, Inner Mongolia and Xinjiang do not support loans for the time being.
4. An Xinhua
An Xinhua is a small loan product under Ping An Bank. When filling in the information, the borrower needs to provide the mobile phone number that has been authenticated by real name and has been used for more than 6 months. An Xinhua has the highest minimum daily interest rate, and the loan amount that can be applied is 50,000 yuan.
The above is the sharing of "Where can I get a loan without a job". I hope I can help you!
Money is badly needed. Is there a good platform?
It is recommended to choose formal channels to handle loans. If you need to apply for a small cash loan, China Merchants Bank launched a lightning loan business. At present, you can apply through the mobile banking app, or you can check whether you are eligible to apply.
1. After the lightning loan is released, the cash will be released to the designated account. Funds can only be used for normal bulk consumption and transfer, and may not be invested or flowed into the stock market or real estate.
2. If you have a savings card of China Merchants Bank, you can log in to mobile banking and click "My → All → Loan → Flash Loan" to apply for flash loan. Your specific quota will be verified according to your business situation in China Merchants Bank, and you can check it after your application is successful.
3. Different types of lightning loans have different quota regulations. Generally, the maximum credit line does not exceed 300,000 yuan, subject to the loan page. If you have obtained the qualification of lightning loan, you can log in to the mobile banking APP of China Merchants Bank or the online banking "lightning loan" module to check your maximum application amount. The minimum amount of a single withdrawal is 1 1,000 yuan, and the maximum amount does not exceed the limit, and it must be an integer multiple of 1 1,000.
4. There are two ways to apply for a loan within the lightning loan limit:
(1)/kloc-lend within 0/5 minutes, and automatically approve within 5- 10 minutes. Lend immediately after approval, and notify the result by SMS.
(2)t 1 day loan. T 1 day will be verified by phone, and the loan will be arranged after confirming the information. If you don't answer after three times of active contact, the application fails and you need to apply again.
Tips: ① If there is no automatic lending within 5- 10 minutes, it is normal to wait for telephone review. The approval progress cannot be directly queried, and the approval result shall prevail.
(2) When the lightning loan is built, there will be inquiry records on the credit information. If you only successfully established the amount and did not withdraw money: there will be no record of the amount in the credit report; Every subsequent withdrawal, there will be a new loan record in the credit information.