Mobile phones and ID cards are not available in formal lending institutions. Loans must verify the identity of the lender. For example, regular online loans also need bank cards with the same name as ID cards, and financial institutions such as banks need to carry out face verification or take photos of ID cards. However, in some small online lending companies, loans may be made by binding ID cards and mobile phone verification codes.
ID card and mobile phone are private information, so it is best to keep them separately for safety. If it is obtained by criminals at the same time, there will be great hidden dangers.
2. Can I get a loan with my ID card and mobile phone number?
Yes, there is no prophase.
3. Can I get a loan only with my mobile phone number and ID number?
No, even if you have an ID card photo or find an ID card, it is generally unacceptable.
It's easy to know someone else's ID card, even the front desk of a general hotel can probably know it.
The general loan should be to verify the mobile phone number and need the verification code of the mobile phone. Then you may have to upload an ID photo or something. The code and the real name information of the mobile phone number are the same. At the time of final payment, you also need a bank card consistent with the lender's identity information.
You think too much, even if you really get a loan, it's not your problem. Some problems are unavoidable. If you really encounter it, you can only find a way to solve it absolutely safely, and various accidents may occur at any time. Even if you really want to avoid this matter, you will worry about yourself.
4. Mobile phone number and ID card. Can I get a loan?
No, even if you have an ID card photo or find an ID card, it is generally unacceptable.
It should be easy to know someone else's ID number and mobile phone number, even the front desk of a general hotel can probably know it.
The general loan should be to verify the mobile phone number and need the verification code of the mobile phone. Then you may want to upload a photo of your ID card or face recognition, or make sure that your ID number and the real name information of your mobile phone number are the same. Finally, when you pay, you need a bank card that is consistent with the lender's identity information.
You think too much. Even if you get a loan, it's not your problem. Some problems are unavoidable. If you really encounter it, you can only find a way to solve it. We are not absolutely safe in this world, and all kinds of accidents may happen at any time. Even if you really try to avoid it, there may be other things to worry about.